Tensio
Reach your goals — with a real stake.
You set yourself a goal and put down a money stake. Reach your goal and nothing happens. Miss it and the stake is forfeited to an organisation you chose yourself.
Saving a card costs nothing — you are only charged if you miss a goal.
Four steps, no self-deception
The looming loss is the engine — not the reward. Which is exactly why every goal has to be verifiable.
Pick a goal
From a catalog of verifiable goals — sorted by category, with search. No free text: “no sugar” could simply be claimed.
Set your stake
From €2.49 per missed check-in, no upper limit. You also decide who would get the money — an organisation, or your rival.
Check in
Daily, on weekdays or weekly. One tap starts the verification. If it succeeds, the day counts and your streak grows.
Tensio verifies
Every goal has a real verification source — Health Connect, usage data, GPS or GitHub. Claiming it isn’t enough.
This is what it looks like in the app
No staging, no invented numbers — these are screens from the running app.
Create a goal
Goal, rhythm, duration, stake and beneficiary — one after another.
Statistics
Stake saved and donated, weekly summary, 14 achievements.
Appearance
Light, dark or system — plus four theme styles.
Gentle or hard — you decide how much it stings
Both cost the same. The difference is how you feel when you lose.
Donation: the gentle mode
Your stake goes to an organisation you support. The loss is softened — “at least it did some good”.
- Aid organisations, but also club foundations.
- With a favourite club set, we suggest your own club.
Anti-charity: the hard mode
Your stake goes to someone whose success hurts you — your rival. Whether the money does good there is beside the point: what stings is who profits from it.
- We automatically suggest your club’s rival.
- Higher minimum stake — and no free jokers.
Three things Tensio does differently
Tensio doesn’t take your word
It verifies. Every goal in the catalog has a real verification source, and under each goal you can see which one. Goals nobody could check don’t exist here.
The stake is real
No score, no badges. Miss a check-in and you really are charged — and the money really is gone. What was forwarded is public.
Your data stays with you
Health values, location and app usage times are evaluated on the device and immediately discarded. Only this is stored: “day done — yes or no”.
Together it lasts longer
A streak nobody sees breaks more easily. Tensio makes it visible — to people who know you.
Friends & leaderboard
Invite friends, compare your streaks and see in the leaderboard who is really sticking with it.
Shared goals
One goal, several people. The team streak counts as high as your weakest member — the stakes stay individual.
Open challenges
An undertaking with people you don’t have to know: join with a code, rated by your rate. Everyone stakes their own money on their own goal — there is no shared pot.
Pause jokers
Three free per month, saveable up to nine. A joker pauses a due day — no reason, no proof. Never retroactive.
Stats & recap
A year heatmap shows every day you held and every one you broke. The monthly or yearly recap is shareable as an image.
So you don’t fail because you forgot
A missed check-in costs real money. So Tensio reminds you actively — and takes the verifying off your hands if you want.
Reminders that think along
An evening reminder with a last call at 22:45 — plus a learning variant that speaks up per goal once your usual check-in time has passed.
Verifies by itself in the evening
If you want, Tensio checks health goals in automatically once you’ve reached them. Sundays bring the weekly review.
Home-screen widget
“Tensio – Today” shows open check-ins and the stake currently on the line — without opening the app.
80% to your organisation, 20% to Tensio
The remaining cent goes to the organisation, never to us — the same rounding as on the server.
The 20% cover operations and payment fees. What has actually been forwarded to organisations is public and shown as a total on the transparency page — including what is still outstanding.
Ready for your first goal?
Tensio is available for Android. Up to five active goals are free — you only need a card once a stake is on the line.